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Cape Coral Home Builder: Lauren Homes

Home Financing Options

Financing Options

There is no cost to get a PreApproval and mortgage consultation with Fairview Lending Inc. One of the great things about working with Lauren Homes is the availability to work with it’s sister company Fairview Lending Inc. Fairview Lending is one of the top local construction lending companies in SWFL. Fairview Lending works with several of the area’s top builders so you can take their PreApproval with confidence when searching and interviewing builders. Fairview Lending offers low down payment options such as USDA 100% financing, VA 100% financing and FHA 96.5% financing. There are also low down payment conventional and second home construction financing options. If you decide not to build new and buy a resale property Fairview Lending can convert the Construction PreApproval to one you can use for a resale property at no cost.


There are typically two types of buyers. One that does not own a lot and the second type of buyer owns the lot they are looking to build on.  Fairview Lending can help with both.


  • If you do not own a lot and you are not working with a Realtor, we can refer you to a vacant land specialist. They will help locate you a perfect lot, put it under contract, and Lauren Homes will do the a inspection to make sure the property is perfect to build on and that there is nothing concerning about the property.


The land value can be added to the cost to build the home making 1 loan amount.


  • If you already own a lot and looking to build on the property Lauren Homes can design the perfect home for you. Fairview Lending can use the equity value of the land as the down payment for the construction loan.


Construction loans are paid out to Lauren Homes in draw payments as the home is completed. The county, city and the bank all inspect the build. Using a lender like Fairview Lending makes them a partner in the build and creates a great checks and balance. Call Fairview Lending today at 239-829-1543 to see what budget fits for you and your family.


Let’s get started on building a Beautiful Lauren Home!